I’ve been using credit cards for a long time, and the experience has always been unpleasurable. I usually stay in control and never slip too far into debt, but the cards are still a source of stress. A few months ago I decided to stop using them completely. Points and rewards are nice, but constant worry is not. It never feels good to owe money, and the latency between when you spend money with a credit card and when you’re supposed to pay it is endlessly irritating. I thought I was finished with credit cards, and then I tried Apple Card.
Continue reading “I’m onboard with Apple Card — it’s a welcome change”